Let's start with the basics. Watch this brief video.
DID YOU KNOW...
There are Federal, State, and possibly even local mortgage loan programs available to teachers and school district employees.
Some will even provide you with assistance for your down payment and closing costs!
Take the first step and explore your options. Home ownership may be closer than you think!
You Deserve a Break!
Finally… someone is taking action on behalf of educators.
You’ve probably heard about various housing benefits that are afforded to Veterans and First Responders.
You may have even asked yourself, “What about teachers?”
Well, the truth is that there are special loan programs for educators such as yourself. It’s just that very few people know about them or promote them.
We’re here to change that and help teachers get the best possible home financing.
Loans4Teachers is a FREE service!
You pay nothing to participate and there is no obligation.
Who are we?
Loans4Teachers:
Connecting Teachers with the Best Possible Home Financing Options
Loans4Teachers is not a lending institution, bank, or mortgage company. Rather, we are a service created to connect educators with loan programs and information that can often save them thousands or even tens of thousands of dollars in down payment and closing costs.
Here’s what most people do not know…
Loan programs can vary based on your location, your household income, your loan amount, and a number of other factors. It’s like a giant puzzle. The pieces must be put together carefully in order to find the best financing “fit”. Sometimes, a special program or incentive may exist for teachers in a specific location or who are in a certain income bracket. In other cases, a program could have a time deadline or “expiration” date.
The bottom line is that in order to accurately find out what is available to you, you must get the right information from the right people!
But here’s the problem… Banks, credit unions, and 99% percent of the lenders out there typically look for the “low hanging fruit”. They don’t want to deal with special loan programs or unusual circumstances. Why? Because it creates more work for them! They want the fast and easy transaction that will put the most money in their pocket. Frankly, they are more concerned with their own finances than they are with yours.
We are tearing down the barriers to make sure that educators fully understand every option available to them so they can make the best decision regarding home financing.
Who Can Use Loans4Teachers?
You Don’t Need to Be “In the Classroom” to Use Our Program!
Full and Part-Time Teachers
Both full and part-time teachers may be eligible to participate in the Loans4Teachers program.
Administrators
Principals, VP’s, and other school administrators are also eligible.
School District Employees
Support staff working either in a school setting or at a District Office may also participate.
When Can You Use Loans4Teachers?
Loans4Teachers Can Be Used In Any of These Situations…
First Time Home Buyers
If you’ve never owned a home OR have not owned a home in the past 3 years, you may qualify for a First Time Home Buyer loan program.
Move Up Buyers
Are you considering selling your current home and buying a new primary residence? Loans4Teachers is perfect for you!
Refinancing
You don’t need to be purchasing a home to benefit from our programs. They can also be used for refinancing!
Our Process
Taking the Mystery and Stress Out of Obtaining a Mortgage Loan
Step One:
We’ve Done Our Homework
We have taken the time to investigate available loan programs within your geographic area AND we’ve found qualified, experienced, reputable lenders who can provide you with all the details necessary. You’ll save time by not having to do the research yourself.
Step Two:
We Know What Questions to Ask
Even though we are not a lending institution or bank, we know the questions that need to be answered in order to find you the right loan program. Instead of spending hours with a bank, you simply take 60 seconds and complete our brief questionnaire.
Step Three:
One Call Does It All
Once we receive your questionnaire and review it, we assign it to ONE qualified loan expert in your local area. You won’t receive dozens of unwanted calls from annoying lenders, it will just be one informative call from a courteous and knowledgeable expert that we have hand picked to follow up with you.
Step Four:
Get All of Your Questions Answered
The professional we assign to you will answer all of your questions, provide you with all of the specific loan details, and can assist you in getting pre-qualified if you so choose. If for any reason the timing isn’t right for you, not a problem! You’re under no obligation to go any further.
Step Five:
From Pre-Approval to Funding
When and if you are ready to secure financing, your loan professional will be your biggest advocate! He (or she) will help you through the entire process and is committed to providing you with excellent communication. You’ll be able to meet in person if you so choose, or handle things via phone and email.
Step Six:
Leverage Our Network
Loans4Teachers has built an extensive network of reliable professionals that can help you through the buying process. We can introduce you to the most reputable Realtors, home inspectors, and tradesmen who are all in your local area. You’ll have a powerful team behind you when you are ready to make that home purchase.
Testimonials
Here’s what other teachers have to say…
These guys were fantastic! We saved thousands of dollars and it was easy!
~ Kimberly from Temecula, CA
We loved our loan rep, Bill. At first I thought it was too good to be true, but I was pleasantly surprised!
~ Ivy from Temecula, CA
No Pressure, No Obligation
Take a few minutes to get pre-qualified now, then make a decision later!
We understand that the mortgage process can be overwhelming and stressful. We also understand that your schedule is extremely hectic.
With that in mind, we invite you to take Loans4Teachers for a “test drive”. Complete our brief pre-qualification process (which takes less than 2 minutes) and then you’ll have the ability to ask questions and receive straight-forward answers in a non-threatening, no-obligation phone consultation with one of our licensed and trained experts.
After that, the decision whether or not to move forward is 100% up to you! You can even get pre-qualified now if you aren’t planning on purchasing a home for another 6-12 months!